Should you have an emergency situation out of normal office hours we would ask that you contact the relevant tradesman directly (please note the tradesmen will use their discretion as to what is classified as an emergency)
Buying your home is the most important financial decision you will make and most will require a mortgage to do so. To apply for a mortgage you must be over the age of 18 and generally the maximum a lender will usually allow you to borrow is around three times your annual salary. This however can vary depending on your other financial commitments and the lender you decide to use. It is always best to speak to an Independent Financial Advisor who can tailor your requirements and get the very best mortgage for your circumstances.
Since the financial downturn most banks are now looking for a minimum deposit of 10% and some lenders are looking up to 20% deposit.
The best deals on mortgages are when you have a higher deposit and this also reduces the risk of negative equity.