Should you have an emergency situation out of normal office hours we would ask that you contact the relevant tradesman directly (please note the tradesmen will use their discretion as to what is classified as an emergency)
Buying your home is the most important financial decision you will make and most will require a mortgage to do so. To apply for a mortgage you must be over the age of 18 and generally the maximum a lender will usually allow you to borrow is around three times your annual salary. This however can vary depending on your other financial commitments and the lender you decide to use. It is always best to speak to an Independent Financial Advisor who can tailor your requirements and get the very best mortgage for your circumstances.
Since the financial downturn most banks are now looking for a minimum deposit of 10% and some lenders are looking up to 20% deposit.
The best deals on mortgages are when you have a higher deposit and this also reduces the risk of negative equity.
My wife and I purchased a house relatively quickly so we got in touch with Fineholm, asking them to source tenants for our flat which we would be vacating. Sally and Fineholm sourced a fantastic couple with a young child very quickly, performed all the necessary checks and confirmed to us that they were very good candidates. Fineholm sorted everything out in the background in terms of all the required admin tasks as well as walking me through the necessary steps such as registering as a landlord and setting up my SafeDeposits account. I could not have done all that was required on my own and thanks to Fineholm the tenants were in our flat on an agreed 12-month lease, with the probability of another 12-month lease coming our way, in a very short space of time! Great service all round
Kerr Kennedy (landlord)
Many Thanks again for everything you have done, you have been great!
Had a great experience renting with Fineholm from the first viewing. The move in process was easy, staff were really friendly ( especially reception staff!) and although I didn’t have many repairs the ones I did have were fixed fast. Moved back home now but would rent with them again