Should you have an emergency situation out of normal office hours we would ask that you contact the relevant tradesman directly (please note the tradesmen will use their discretion as to what is classified as an emergency)
With more and more news about the recovery of the sales market down south, and with signs that the Scottish market is slowly beginning to recovery, The Help to Buy scheme launched in England is now available in Scotland and should help the recovery.
Royal Bank of Scotland are the only lender in Scotland offering a 95% mortgage backed by the government.
RBS are supporting the Government Help to Buy: mortgage guarantee scheme which will open up more mortgages for people with small deposits. So you could buy your home sooner.
What is Help to Buy: mortgage guarantee?
Many credit worthy people are finding it difficult to get a mortgage today because of the large deposits needed following the financial crisis. To help address this, the government has created the Help to Buy: mortgage guarantee scheme to increase the number of low deposit mortgages available for credit worthy households.
How does it work?
Under the scheme, the government offers mortgage lenders the option to purchase a guarantee on mortgages for a new or existing property, where a borrower had a deposit of between 5% – 20%.
How does it benefit me?
If you can afford to repay a mortgage but don’t have a large deposit, this scheme will benefit you by giving you access to low deposit mortgages. This means you won’t have to wait and save up for a large deposit to buy or move home.
If you are struggling to get on the property ladder please get in touch with Laura in our office 0141 221 7993 option 2, 0131 221 9131 option 2 firstname.lastname@example.org she can put you in touch with and RBS financial advisor.
Hi Sally, Margaret & I are delighted with the fantastic guidance & support that Dawn has provided since the house was advertised. Her experience, focus & determination were invaluable yesterday when we had a flurry of interest. She was there every step of the way, helping us to get our preferred tenant to pay the holding deposit.
My wife and I purchased a house relatively quickly so we got in touch with Fineholm, asking them to source tenants for our flat which we would be vacating. Sally and Fineholm sourced a fantastic couple with a young child very quickly, performed all the necessary checks and confirmed to us that they were very good candidates. Fineholm sorted everything out in the background in terms of all the required admin tasks as well as walking me through the necessary steps such as registering as a landlord and setting up my SafeDeposits account. I could not have done all that was required on my own and thanks to Fineholm the tenants were in our flat on an agreed 12-month lease, with the probability of another 12-month lease coming our way, in a very short space of time! Great service all round
Kerr Kennedy (landlord)
I have used fineholm for over 4 years as a landlord and any problems I have had has been dealt with quickly and efficiently by all members of staff and I hope to maintain this relationship in the years to come..