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  • http://www.fineholm.co.uk/blog/impact-tax-changes/

    Firstly, let me advise that I am NOT a tax specialist but I thought it might be useful to remind our clients of the forthcoming changes which are coming into force as of this Friday.

  • http://www.fineholm.co.uk/blog/srping-has-sprung/

    After a lovely warm weekend and with the clocks changing it really feels that Spring has finally Sprung!

  • http://www.fineholm.co.uk/blog/case-study-buy-to-let-investor/

    I wanted to write a blog using a case study of an actual buy to let investor client we have recently helped in Glasgow. I keep banging on about our acquisition service so that being the case, I thought it would be helpful to show some real figures and time frames!
     

  • http://www.fineholm.co.uk/blog/buy-to-let-investors/

    With the increase in numbers of buy to let investors looking to take advantage of the fantastic returns available in parts of Scotland, its becoming more appealing to look at the options available offmarket as the open market is increasingly competitive.

  • http://www.fineholm.co.uk/blog/landlords-tax-relief/

    The incoming changes to Landlords tax relief have been well published and it would appear that most Landlords are now well aware of the changes (It was announced in 2015 that the ability to deduct mortgage interest would be gradually phased down for landlords) and are beginning to take advice.

  • http://www.fineholm.co.uk/blog/dwelling-tax/

    I was at a conference last week which discussed, amongst other things, the current condition of the property lettings industry in Scotland. One of the most interesting things that I heard was the impact , or lack of it , that the new (ish) additional dwelling supplement (ADS) on the rental market.

  • http://www.fineholm.co.uk/blog/sales-market-growing/

    Great news the sales market is continuing to grow and over the last couple of months the number of buyers and investors actively looking has increased.

  • http://www.fineholm.co.uk/blog/glasgow-first-time-buyer/

    Thinking of getting on the property ladder? Here are some great starter flats in and around Glasgow which might be of interest.

  • http://www.fineholm.co.uk/blog/first-time-buyer-mortgage-rates/

    Is anyone a first time buyer looking to get on the property ladder? There has not been a better time to buy with borrowing at a low and with many lenders now offering great deals at 95% borrowing at 3.59%.

  • http://www.fineholm.co.uk/blog/receive-an-offer/

    Great we have accepted an offer on our property but what happens next?

  • http://www.fineholm.co.uk/blog/buy-to-let-investment/

    You have seen a property which you think might make a great buy to let investment and you are seriously interested, what should you look out for?

  • http://www.fineholm.co.uk/blog/renting-with-a-pet/

    What do you do when you have dog? A cat? Even sometimes a fish? I know, seems silly but the reality is, it is difficult to rent when you have a pet and you aren’t going to give the pet away so you need to overcome this hurdle.

  • http://www.fineholm.co.uk/blog/selling-your-property/

    Selling your home is a big decision and many sellers are not sure what the first steps are when they come to sell. Have a look at my easy step by step process when you decide to sell.

  • http://www.fineholm.co.uk/blog/instructing-notice/

    I WROTE A BLOG AT LEAST A YEAR AGO, HIGHLIGHTING THE PROBLEMS FACED BY LANDLORDS WHEN INSTRUCTNG A NOTICE TO BE SERVED,

  • http://www.fineholm.co.uk/blog/glasgow-high-yield-list/

    Rightmove recently released its Q4 Rental Report which offered some interesting figures on how the central Scottish rental market has been performing.

  • http://www.fineholm.co.uk/blog/new-year-property-resolutions/

    It’s that time of year again - setting your New Year Resolutions which usually fall by the way side by February (well they do for me at least.)

  • http://www.fineholm.co.uk/blog/break-up-month/

    Its official January is widely known as the "break-up" month because more couples split up during that month than at any other time of the year so if you are in the market for a 1 bed property in and around Glasgow here are some great options for you.

  • http://www.fineholm.co.uk/blog/edinburgh-2016-rentals/

    The rental market in Edinburgh has been strong throughout the course of the year with the traditional peak periods appearing to be even busier than before.

  • http://www.fineholm.co.uk/blog/glasgow-rental-market-2016/

    The rental market this year has been a little unusual for us in Glasgow and the surrounding areas!

  • http://www.fineholm.co.uk/blog/what-do-you-want-for-christmas/

    So this might seem like too sensible an idea but why not, instead of buying a nice bag, pair of shoes, or even that nice holiday - look at making a sensible buy to let investment?

  • http://www.fineholm.co.uk/blog/cleaning-costs/

    Ever since I have worked in Lettings…and I’m afraid to say that it is about 20 years now…the biggest bone of contention between tenants and landlords has been cleaning and the associated costs.

  • http://www.fineholm.co.uk/blog/scottish-house-prices/

    2016 has seen average house prices in Scotland rise over the past year but at nearly half the rate of the UK as a whole. Figures released by Registers of Scotland (RoS) show an increase of 4.3% compared with UK house prices rising by 8.4% over the same period.

  • http://www.fineholm.co.uk/blog/why-buy-to-let/

    With interest rates at a record low many investors are looking to put their money into the buy to let market as it is normally a relatively safe return. For years London was the buy to let hot spot but with escalating house prices this is no longer the case.

  • http://www.fineholm.co.uk/blog/typical-renter/

    You may be surprised to hear that the number of older renters - those over 60 - have been on the increase for the last few years and all predictions are set to see this number soar. In the last 4 years the number of renters over the age of 65 has increased by 200,000 and whilst at present this category only account for 1 in 10 - predictions estimate it may be over a 3rd by 2040.

  • http://www.fineholm.co.uk/blog/new-flats-buy-to-let/

    Quite often I get asked if I think a brand new flat would make a good buy to let investment and my answer is generally the same.

  • http://www.fineholm.co.uk/blog/tenant-final-inventory-check/

    Your final inspection is coming soon!  Are you prepared?

  • http://www.fineholm.co.uk/blog/is-it-worth-upgrading-before-selling/

    We are often asked ‘Is it worth upgrading before selling?’ Although I hate telling a client to spend money depending on your property and its current condition I would generally say yes it is worthwhile.

  • http://www.fineholm.co.uk/blog/what-can-i-do-if-a-tenant-isnt-responding-to-my-attempts-to-communicate/

    We often get asked by landlords what they can do if their tenant is living in the property and paying the rent but seems reluctant to allow maintenance or access into the property?

  • http://www.fineholm.co.uk/blog/investment-property-of-the-week--3rd-november-2016/

    An ideal investment opportunity for a buy to let investor looking for a stable return on their investment bringing in a good yield with little expenditure.

  • http://www.fineholm.co.uk/blog/investment-property-of-the-week-/

    An ideal investment opportunity for a buy to let investor looking for a stable return on their investment bringing in a good yield with little expenditure.

  • http://www.fineholm.co.uk/blog/hot-buy-to-let-options-now/

    If you are considering either adding to your property portfolio around Glasgow or starting out, here are some hot buy to let options available on the market right now!

  • http://www.fineholm.co.uk/blog/the-rental-market-is-crazy-busy-right-now-with-students-looking-for-somewhere-to-live/

    We have seen a 10% increase in visitors to our website compared to this time last year and we would put a lot of that traffic down to students looking for a place to live in and around Glasgow and Edinburgh.

  • http://www.fineholm.co.uk/blog/useful-stats-for-investor-landlords/

    I am looking at coming up with a new annual report for our investor landlords who are interested in seeing how their property investment is working for them in reality.

  • http://www.fineholm.co.uk/blog/there-is-another-agent-offering-me-a-cheaper-deal-why-should-i-not-choose-them/

    Property management is a competitive business so often agents try to compete on fees. At Fineholm we don't. Our fees are competitive but they aren't the lowest around, and they never will be.

  • http://www.fineholm.co.uk/blog/rbs-buy-to-let-seminar/

    Last Thursday I attended an RBS buy to let evening where RBS invite clients who are interested in buy to let investments.

  • http://www.fineholm.co.uk/blog/storage-is-key/

    House buyers and prospective tenants always point out that storage is absolutely key when looking for their new home. We have heard potential buyers & tenants saying that the home was perfect in the right location but it was missing storage and therefore have decided to look elsewhere. This may seem trivial but without adequate storage it can be very difficult to see yourself living comfortably.

  • http://www.fineholm.co.uk/blog/what-helps-to-make-a-rental-property-more-appealing/

    I thought some readers might be interested in seeing what we would do with a tight budget to make a property more appealing to would be tenants out there. We had an extremely tight budget of approx. £500 given by a landlord who lived overseas to try to help make a property look better to attract a better type of tenant.

  • http://www.fineholm.co.uk/blog/what-is-an-inventory-and-move-in-report-and-why-is-it-important-to-me-as-a-landlord/

    We often get asked by landlords, why do I need an inventory, there is nothing in my property, it's unfurnished, surely it's an expense I don't need to incur?

  • http://www.fineholm.co.uk/blog/when-to-do-maintenance-works-on-buy-to-let-properties/

    We have now hit the busiest rental period, with old tenants leaving and new tenants moving in. So is now a good time for Landlords to carry out necessary maintenance or improvement works at properties?

  • http://www.fineholm.co.uk/blog/sub-letting-what-not-to-do/

    We often get asked about sub letting by tenants - if its OK and if not, why not? At the same time, landlords ask about how they can protect against it… An agents take…

  • http://www.fineholm.co.uk/blog/curb-appeal/

    The sales and lettings market has been picking up over the last couple of months and with summer upon us and with the glorious weather we are having now is a great time to market your property. We always focus on the internal look of our property which is obviously important but had you thought about how buyers/tenants see your property from the outside?

  • http://www.fineholm.co.uk/blog/tips-on-ensuring-a-smooth-deposit-return/

    It's that time of year again when many tenants are vacating the property that they have been renting. Which makes the subject of deposits jump to the front of most tenants mind!

  • http://www.fineholm.co.uk/blog/notice-periods/

    All leases can have slight variations and very much depend on the wording within them however it is law that tenants must be given as minimum 2 months’ notice.

  • http://www.fineholm.co.uk/blog/vacant-possession/

    There is always a surge at this time of year of Landlords looking to take vacant possession of their property. Often it coincides with the fact that the sales market is buoyant in Spring and Summer however it can just be the seasonal peak for movement in the housing market.

  • http://www.fineholm.co.uk/blog/problem-tenants/

    We often get asked for advice on how to tackle difficult tenant, perhaps they are being noisy, not getting on with neighbours, making a mess in the communal areas, so what can you do as a landlord?

  • http://www.fineholm.co.uk/blog/inspections-why-do-we-do-them-and-what-do-we-expect-from-the-tenant/

    Recently we have received some requests from tenants requesting some feedback following the periodic inspections that we carry out at all property on the landlords behalf, and given that some tenants can feel upset if they received negative reports from us following an inspection regarding cleanliness, I thought it might be helpful to explain why we do them and what we expect.

  • http://www.fineholm.co.uk/blog/what-to-look-out-for-when-you-are-viewing-a-property-as-a-potential-tenant/

    If you are a potential tenant , looking to find the perfect property to rent, what should you be looking for when you arrange and go to a viewing. So first of all, find a property you like the look of, its probably going to be either advertised online or maybe it’s a board you have seen on the street and it seems to meet your needs and wants, then call the relevant person to arrange a viewing.

  • http://www.fineholm.co.uk/blog/the-private-housing-tenancies-scotland-bill/

    The Private Housing (Tenancies) (Scotland) Bill was passed by the Scottish Parliament on 17th March 2016. The aim of this; to create simpler tenancies and shift the type of tenancy from contractual to statutory; instead of a Short Assured Tenancy we will now have a Private Rented Tenancy.

  • http://www.fineholm.co.uk/blog/property-management/

    I seem to have been bombarded this week with industry updates and news bulletins recognising the problems some landlords face when they do not use the services of a reputable agency.

  • http://www.fineholm.co.uk/blog/are-you-a-first-time-buyer/

    We have all heard that getting on the property ladder is a difficult process, but with rents rising and interest rates still low we are beginning to see the return of the first time buyer. If you have decided to purchase your first home by yourself, with a friend/partner or if your parents are helping please see below our step to step process guide.

  • http://www.fineholm.co.uk/blog/i-have-seen-a-property-to-rent--what-now/

    I have seen a property to rent that I am interested in, what do I need to do now?

    Great! So you have been looking for that perfect property to rent and you've found it. Its perfect, so what now?

  • http://www.fineholm.co.uk/blog/rental-yield-v-capital-appreciation/

    There is always a trade off to be had when weighing up whether to focus on rental yield or capital appreciation so I thought it would be interesting to take some popular buy to let spots and look at the value you can add to your initial investment over a 10 year period.

  • http://www.fineholm.co.uk/blog/insurance-who-pays-in-a-rental-property-and-whats-covered/

    When you become a tenant in a rental property you become responsible for insuring your own belongings in the property, even if something happens in that property that, through no fault of your own, damages your stuff.

  • http://www.fineholm.co.uk/blog/have-you-handled-your-tenants-deposit-properly/

    Apparently 15% of UK landlords are still not compliant with the tenant deposit scheme… which has been in force in Scotland for a few years now.

  • http://www.fineholm.co.uk/blog/stamp-duty-changes-in-scotland-2016/

    There is much confusion about Stamp Duty and the coming changes in April 2016. Below I have tried to outline what is currently in place and what you will pay after 1st April 2016.

  • http://www.fineholm.co.uk/blog/maintenance-in-rental-property/

    Where is the line between tenant and landlord responsibility?

    It can be tricky to define where the responsibility for the maintenance of a rental property is in certain circumstances.

  • http://www.fineholm.co.uk/blog/property-maintenance-issues/

    It’s the biggest and one of the most important property management issues - maintenance and response times

  • http://www.fineholm.co.uk/blog/great-potential-purchases/

    I have spotted a couple of new properties coming into the sales market which look to me to be fantastic buy to let investment purchases and I thought some of you might be interested in having a wee look! Both of these are more focused on achieving good rental yields and maximising your monthly income stream from your investment.

  • http://www.fineholm.co.uk/blog/welcome-to-our-new-simply-sell-package/

    Welcome to our new ‘Simply Sell’ package. We are pleased to announce our new sales package offering a cost effective service when selling your home.

  • http://www.fineholm.co.uk/blog/top-5-tricks-to-maximise-your-rental-income/

    With the changes afoot for Landlords and buy to let properties, it is ever more important to maximise your rental income and minimise any void periods. It is a fact that rental income is not a one way stream but it is possible to keep costs down and minimise unexpected costs. So here are our top 5 tips.

  • http://www.fineholm.co.uk/blog/upcycling-good-or-bad-in-rental-properties/

    The recent trend for upcycling has been brought to my attention this week because I had one “good” experience and one bad experience!

  • http://www.fineholm.co.uk/blog/tips-on-how-to-get-the-best-photos-for-advertising-your-home/

    It has been a busy couple of weeks with the number of enquiries from clients thinking about marketing their home for sale and or rent in the next couple of weeks.

  • http://www.fineholm.co.uk/blog/importance-of-good-customer-service/

    As the director of a property management company I am really aware of how important the team we have in Fineholm is and how important it is to make sure we give great customer service and acknowledge those members of staff who go above and beyond.

  • http://www.fineholm.co.uk/blog/tenants--one-bed-or-two/

    The Scottish rental market has seem huge changes in 2015 and these will continue to filter through to 2016 - the most significant may be in the immediate short term, through the increase to stamp duty for property investors which will come into force in April 2016.

  • http://www.fineholm.co.uk/blog/what-should-i-look-for-when-picking-a-property-management-company/

    The New Year makes me, and it seems everyone else, think about how they can get more organised and be more time efficient. So we find it’s a time that lots of residential landlords start thinking about using a letting agent or property management company to manage their properties, to free up some of their time.

  • http://www.fineholm.co.uk/blog/january-detox/

    So like everyone else I’m on a January detox and have purchased myself a nutribullet to make my GREEN juice for the morning. I’m not sure when this fad of the GREEN juice arose but it certainly seems to be very popular.

  • http://www.fineholm.co.uk/blog/are-you-looking-for-a-new-property-management-company/

    The start of a New Year brings fresh opportunities, however for most of us, we are all feeling the need to budget our finances after the excesses of Christmas and New Year!

  • http://www.fineholm.co.uk/blog/why-rent-and-what-is-requested-by-tenants/

    Today more than five million people, accounting for 20 per cent of all residents, now live in PRS properties across the UK, so it is more important than ever that letting agents offer people the sort of property and lifestyle that they are looking for.

  • http://www.fineholm.co.uk/blog/changes-to-buy-to-let-purchases/

    Yesterday Scottish finance minister John Swinney introduced a three per cent surcharge on the full purchase price of all buy to let and holiday homes - from April 1 2016. (On all additional properties over £40,000).

  • http://www.fineholm.co.uk/blog/secure-your-rental-property-over-the-festive-period/

    Making sure your rental property is safe and secure over the Festive period is as important as if it were your own home, after all, all your stuff is in there!

  • http://www.fineholm.co.uk/blog/get-ready-for-winter-2015/

    With the recent weather we have just had with Storm Desmond over the weekend and more storms forecast warning us of severe conditions, I thought it would be useful to look at some simple steps to help protect your property over the winter months.

  • http://www.fineholm.co.uk/blog/summary-of-tax-implications-for-buy-to-let-investors/

    What are current tax implications when you invest in buy to let property in Scotland?

  • http://www.fineholm.co.uk/blog/new-legislation/

    I always seem to be the bearer of bad news for landlords, but on the plus side at least this new legislation is aimed at ensuring all properties are safe electrically for tenants!

  • http://www.fineholm.co.uk/blog/2015-sales-catch-up/

    With the sales market slowing down on the run up to Christmas I thought it might be interesting to reflect over the last 12 months.

  • http://www.fineholm.co.uk/blog/subletting/

    I get articles into my inbox all the time from industry sources, giving updates on what is happening, what we should be aware of, movements in the market and so on,  this morning there was an interesting article on subletting.

  • http://www.fineholm.co.uk/blog/whats-the-difference-between-gross-and-net-rental-yield/

    If you are looking at some buy to let opportunities and are wondering what the difference between net and gross yields are, I am here to help!

  • http://www.fineholm.co.uk/blog/living-in-edinburgh--offers/

    I was out at the weekend at the Edinburgh Christmas Foodies Festival and I can highly recommend it for a good day and furthermore it also nudges you (or maybe it’s the Mulled wine) to start thinking about Christmas…only 6 weeks away.

  • http://www.fineholm.co.uk/blog/sales-property-of-the-week/

    Due to the nature and make up of our business at Fineholm we receive a huge number of calls from investors looking for their next buy to let purchase.

  • http://www.fineholm.co.uk/blog/reduce-the-impact-of-the-buy-to-let-tax-relief-reduction-for-higher-earners/

    We know that higher earners are going to lose out from 2017 when tax relief from offsetting mortgage interest is being reduced and then scrapped altogether by 2021. So its bad news for some buy to let landlords, but what can you do to reduce the impact on your pocket?

  • http://www.fineholm.co.uk/blog/why-buy-to-let-investors-are-all-looking-north/

    With house prices in London and the South East continuing to spiral upwards, most investors have started to journey North in order to expand their buy to let portfolio and take advantage of the higher yields produced by the Northern cities and Scotland.

  • http://www.fineholm.co.uk/blog/survey--where-in-britain-would-you-be-happiest-living/

    Over the years that I have been working in Lettings (and it has been a fair few) there have been so many changes and at Fineholm and we have dealt with all types of clients,

  • http://www.fineholm.co.uk/blog/pitfalls-in-property-management/

    The private rental sector is so important in todays’ housing market and the growth in both agents, self-management and online portals has been huge but managing a rental property is not a straight forward process and we have tried to highlight some of the most common pitfalls that landlords make.

  • http://www.fineholm.co.uk/blog/fast-property-sale/

    We are always asked how long will it take to sell, and the usual response is how long is a piece of string!

  • http://www.fineholm.co.uk/blog/buy-to-let-seminar--oct-2015/

    We hosted our first buy to let seminar in Glasgow on Tuesday 20th October and I’m thrilled to say it was a real success!

  • http://www.fineholm.co.uk/blog/now-is-the-time-to-invest/

    If anyone is considering investing in property then now is the right time. Latest figures show that the number of people who are forced to rent is increasing, the demand for let properties outstrips supply leading to increased rents and with the younger generation unlikely to get on the property ladder until their late 30’s becoming a landlord can be a lucrative way to invest.

  • http://www.fineholm.co.uk/blog/glasgow-private-rental-market/

    “A round up on the last quarter (July, August, September) in the Glasgow private rental market.

  • http://www.fineholm.co.uk/blog/investments-where-should-i-buy/

    Often we are asked for advice from potential buy to let investors in Glasgow and Edinburgh who are either looking to start or build on their buy to let portfolio.

  • http://www.fineholm.co.uk/blog/advising-landlords-to-check-out-reviews/

    www.allagents.co.uk have a high profile advertising campaign on at present, advising Landlords to check out reviews before appointing a managing agent and I would whole heartedly agree with this, on most occasions.

  • http://www.fineholm.co.uk/blog/how-to-become-a-successful-landlord/

    The first item to address when you are thinking of becoming a landlord is what your aims are. Why are you becoming a landlord? Is it short term, long term, do you want a specific property type?

  • http://www.fineholm.co.uk/blog/smoke-alarms--what-type-do-i-really-need-for-my-rental-property/

    Being a landlord is confusing, very confusing.

    Legislative requirements change all the time and it can be difficult to keep up! So I thought it might be useful to clarify what is required for smoke alarms in a rental property.

  • http://www.fineholm.co.uk/blog/why-do-i-need-an-agent-to-manage-my-property/

     "Why do I need an agent to manage my property, I can do it just fine myself...”

  • http://www.fineholm.co.uk/blog/things-to-think-about-as-a-first-time-tenant/

    Its that time of year when lots of people start thinking about moving in to a new rental property , maybe with new housemates, maybe a new partner, its exciting, its a whirlwind, but take a minute to stop and seriously think about what you are getting yourself into...

  • http://www.fineholm.co.uk/blog/investment-opportunities-landlord-news/

     Investment Opportunities & Landlord News

  • http://www.fineholm.co.uk/blog/buy-to-let-tax-relief-slashed-for-some/
  • http://www.fineholm.co.uk/blog/buying-vs-renting-whilst-at-university/

    At this time of year it is always very busy due to the number of students looking for the best flat in the best location closest to the Universities.

  • http://www.fineholm.co.uk/blog/hmo-rental-properties--find-out-more/

    It’s that time of year again, so whilst everyone else is looking forward to a summer break, letting agents are battening down the hatches for the busiest time of year.

  • http://www.fineholm.co.uk/blog/prhp-cases-while-the-tenant-is-claiming-housing-benefit/

     Why do housing benefit still pay tenant while a PRHP case is ongoing?

  • http://www.fineholm.co.uk/blog/periodical-inspections-are-important-to-both-landlords-and-tenants/

    We often get asked why we carry out inspections on properties at all and also why they are required so frequently (we perform these checks quarterly on all the properties that we manage fully). Periodic inspection reports are vital to ensure that we have a record of the property and how the tenant is conducting their tenancy.

     

  • http://www.fineholm.co.uk/blog/top-4-rental-properties-of-the-month--may-2015/

    It is busy busy busy in the rental market.

    Here are our top 4 picks this month so far (2 from Edinburgh and 2 from Glasgow):

  • http://www.fineholm.co.uk/blog/renting-a-property-with-a-pet-/

    What do you do when you have dog? A cat? Even sometimes a fish? I know, seems silly but the reality is, it is difficult to rent when you have a pet and you aren’t going to give the pet away so you need to overcome this hurdle.

  • http://www.fineholm.co.uk/blog/rent-caps/

    So Labour have announced that part of their manifesto is to cap rent increases,offer tenants the security of longer term tenancies and crack down on letting agents fees in England) and a few of the other parties, Greens in particular have said they may back some of the policies. There is much debate about the pros and cons for the various parties impacted. What's my opinion as a letting agent in Scotland?

  • http://www.fineholm.co.uk/blog/top-6-properties-of-the-month-april-2015/

    As the Spring/Summer market fast approaches and demand further increases, you may be pleasantly surprised at how your local market is performing. The number of active buyers registering across the board over the first quarter of 2015 is certainly helping to create a busy market.  

  • http://www.fineholm.co.uk/blog/top-picks-this-month/

    The sunny weather over this last week is cheering everyone up and making us crave a property with a garden, patio or balcony to enjoy the outdoors and the sun!

  • http://www.fineholm.co.uk/blog/are-you-ready-to-be-a-landlord/

    With Easter now on our doorsteps, letting agents will be very aware that once back from the long weekend(don’t worry out of hours emergency numbers are available whilst the offices are closed!).everything will step up a gear, momentum will build and demand will soar. Is it maybe time to think about investing in property? 

  • http://www.fineholm.co.uk/blog/glasgow-property-ladder-staying-put-or-moving-on/

    We are now reaching the end of the first quarter of 2015 and it certainly has been a very busy start to the year. Every day I am asked what is happening with the market and are houses prices going to continue to increase. I guess the simple answer is we do not know but if demand continues to grow and supply does not pick up then there is going to be competition and with that higher prices.

  • http://www.fineholm.co.uk/blog/case-study--for-the-scottish-property-investor/

     This week I thought I would look at a “real life” first time investor and give you an idea on how we would advise them on investing in property for the first time.

  • http://www.fineholm.co.uk/blog/student-rents-in-edinburgh/

    It’s that time of year again... the HMO properties are all becoming available, boards are popping up in the usual traditional hotspots, Brunstfield, Marchmount, Tollcross and tenants minds are turning to what they are going to do and where they are going to live come the summer months.

  • http://www.fineholm.co.uk/blog/rental-property-maintenance-whos-responsible/

    As a tenant, if I need some maintenance done in my rental property, whose responsibility is it to get it done and why can’t you as my agent arrange it as soon as I report it?

  • http://www.fineholm.co.uk/blog/private-rented-housing-panel--whats-the-reality-for-landlord-and-tenants/

    In September 2007, a new team the Private Rented Housing Panel (PHRP) was established to “help Scottish tenants and landlords resolve their differences and provide tenants with a way to force landlords to do necessary repairs. “

  • http://www.fineholm.co.uk/blog/full-property-management-or-finders-only-service/

      Full property management or Finders only Service? Edinburgh is seeing strong growth in Finders only Service.

  • http://www.fineholm.co.uk/blog/8-top-tips-on-how-to-find-the-perfect-home-to-buy/

    Finding a home regardless to if it is your first time or investors can be exciting! It can also be extremely stressful and tiring - see below for our top 8 tips of finding the perfect property.

  • http://www.fineholm.co.uk/blog/rental-property-regulation-updates/

     Rental Property Regulation Updates - Find out about some of the new regulations and recommendations for your rental property.

  • http://www.fineholm.co.uk/blog/the-importance-of-a-comprehensive-rental-property-inventory/

    We often get asked why a condition schedule report or inventory of the condition and contents of the rental property is so important. An extremely common reaction from landlords is " why do I need that, it's unfurnished" or " I'm not that bothered about the furniture I'm leaving".
    I cannot stress enough how vital provision of a comprehensive detailed inventory is to tenants...

  • http://www.fineholm.co.uk/blog/edinburgh-city-lets-guide-to-getting-the-best-for-your-budget/

    Edinburgh rents are amongst some of the highest in the UK and demand is still outstripping supply but if you think carefully about what you really want then there are still properties available but there is a need to act quick. Today we are going to look at mid-market rentals – between £500 - £800.

  • http://www.fineholm.co.uk/blog/secure-property-before-anyone-else/

    Are you a frustrated tenant trying to rent a property and finding you keep missing out? "Sorry , it's reserved or under offer" sounding familiar?

    Here are our top tips for finding, viewing and securing that property before anyone else does!

  • http://www.fineholm.co.uk/blog/scottish-house-prices-what-will-happen-in-2015/

    Every day I am asked what is happening with House Prices? Are they going to go up? Unfortunately it is almost impossible to say for sure but if we look back at 2014 there are certainly some positive signs!

  • http://www.fineholm.co.uk/blog/new-year-refresher-on-property-rental-regulation/

    It’s a New Year and maybe one of your New Years resolutions’ is to invest in a buy to let property. If you are thinking about becoming a landlord and maybe it’s is your first time, you need to be certain that you know the latest regulations which you have to adhere to and what’s “ best practise” as a landlord.

  • http://www.fineholm.co.uk/blog/emergency-numbers/

    If you have a genuine emergency over the festive period when the office is shut, please call the following tradesman who will either give instruction or attend the property if they believe they can help. An emergency is classified as a serious leak, unsecured property or power failure.

  • http://www.fineholm.co.uk/blog/keep-my-property-safe/

     Remember to leave your rental property secure and properly heated.

  • http://www.fineholm.co.uk/blog/festive-opening-hours/

    Our 2014 festive opening hours and numbers you may need in an emergency when the office is closed.

  • http://www.fineholm.co.uk/blog/is-your-property-lying-empty-over-the-winter-months/

     Winter is here, and to comply with the normal conditions that apply to Insurance Companies we would suggest that we either turn on the heating at your vacant property or organise for the water supply to be turned off and if possible the system drained down.

  • http://www.fineholm.co.uk/blog/is-now-the-time-to-look-for-a-new-flat/

     Rent rises in Scotland and why now might be the time to think about moving

  • http://www.fineholm.co.uk/blog/important-changes-coming-into-place-next-year-for-those-aged-55/

    The biggest shake up of pensions is set to come into force next year in April 2015. Could you benefit from these changes? And what about the changes in Stamp duty in Scotland come 2015? There is a lot to think about!

  • http://www.fineholm.co.uk/blog/legionnaires-disease-new-regulation-which-affects-private-landlords/

     Legionnaire assessments now required for all private rented properties? You must be joking!!

    Afraid not....Scottish legislation has changed with regards to the control of legionnaires disease. These changes mean this new legislation applies to all residential let properties, whereas before residential properties were not covered due to their size.

  • http://www.fineholm.co.uk/blog/boiler-maintenance/

    Although September has been one of the driest and one of the mildest months on record, undoubtedly it will become colder before we know it, and boilers and heating systems will all begin to be switched on.

  • http://www.fineholm.co.uk/blog/are-your-utility-bills-high/

     This week is Big Energy Saving Week – a joint campaign between Energy Saving Trust, Department of Energy and Climate Change (DECC) and Citizens Advice.

  • http://www.fineholm.co.uk/blog/investing-in-property/

     A one off relationship? Not likely…

  • http://www.fineholm.co.uk/blog/deposit-returns/

     The summer months, traditionally the busiest rental periods, have not disappointed this year, and there are still many new tenants waiting to move in following the check outs of past tenants.

  • http://www.fineholm.co.uk/blog/property-market-post-referendum/

    The sales market certainly stalled in the lead up to the referendum with buyers not willing to commit, and sellers waiting to see what would happen before putting their property onto the market.

  • http://www.fineholm.co.uk/blog/legionnaires-disease/

    All residential lettings must now have a legionella risk assessment carried out to assess the risk of the property, which then allows for a suitable control scheme to be implemented.

  • http://www.fineholm.co.uk/blog/property-for-investment/

    Interesting article regarding property to rent for investment... What is best to buy, in immaculate condition, ready to move in or a property in need of refurbishment ?   http://www.landlordtoday.co.uk/news_features/Landlords-opt-for-properties-in-perfect-condition-when-expanding-their-property-portfolio
     

  • http://www.fineholm.co.uk/blog/tax-breaks-for-landlords/

     Should there be more tax breaks for landlords? That would be welcome news indeed!

  • http://www.fineholm.co.uk/blog/now-is-the-time-to-sell/

    This year has been an incredibly busy year for sales, with more and more buyers looking to invest their money. House prices in Glasgow have reportedly increased by 5% in the last three months while selling times have plunged.

  • http://www.fineholm.co.uk/blog/are-you-registered-to-vote/

    The amount of move ins and outs during the summer months are huge. That coupled with everything that has been going on this summer with the Games and the start of the Edinburgh Fringe Festival, you could be forgiven for forgetting to register to vote in the upcoming referendum. Fineholm however are being regularly reminded by the various councils that this event is happening!!

  • http://www.fineholm.co.uk/blog/let-rent-sell-buy/

     Fineholm first opened its doors over 40 years ago and grew and concentrated on the residential Letting market, building a loyal and much appreciated customer base.

  • http://www.fineholm.co.uk/blog/rent-or-buy/

     Have you made up your mind.  Do you want to let a property?

  • http://www.fineholm.co.uk/blog/bring-it-on-the-games-are-open/

    Sally's view on the Glasgow 2014 opening ceremony.

  • http://www.fineholm.co.uk/blog/short-term-summer-games-letting-glasgow-2014/

    Fineholms's short term summer lets in Glasgow. We listened to our customers and came up wtih a solution.

  • http://www.fineholm.co.uk/blog/are-your-contact-details-correct/

    Deposits are lodged with www.safedepositsscotland.com and once a tenant has signed the lease and made the initial payment to Fineholm, Fineholm will then process the transfer of deposit to www.safedespositsscotland.com in the majority of cases.

  • http://www.fineholm.co.uk/blog/deposit-return-explained/

    At this time of year, there are more tenants moving in and out of properties than at any other time and as a result, deposits are being returned.

  • http://www.fineholm.co.uk/blog/top-5-tips-for-swift-return-of-your-deposit/

      It's that time of the year when lots of our tenants are moving out of their rental property and obviously they are keen to get their damages deposit returned as swiftly as possible. That's what we want too! How can you make sure your deposit is returned to you in full quickly?

  • http://www.fineholm.co.uk/blog/new-smoke-alarm-legislation-do-i-really-need-to-have-them-fitted/

     The recent new smoke alarm  legislation is much more comprehensive than previous legislation- as a landlord, what do I have to do?

  • http://www.fineholm.co.uk/blog/houses-selling-faster-thanks-to-rise-in-demand/

    Hearld Scotland

    16th May 2014


    ESTATE agents say there is -growing confidence in the housing market in Glasgow after a new report revealed a fall in the number of days it takes to sell a property.
     

  • http://www.fineholm.co.uk/blog/legionnaires-disease-legislation/

     There has recently been a change in the HSE legislation regarding the control of legionnaires disease. This change now means the legislation applies to residential lettings, whereas before these were not covered due to their size.

  • http://www.fineholm.co.uk/blog/new-faces-join-our-glasgow-office/

    In Glasgow we have some recent staff changes that we would like to advise you of and introduce the new girls to you. 

  • http://www.fineholm.co.uk/blog/fineholm-celebrates-its-40th-anniversary/

    This year Fineholm celebrates its 40th year in the lettings industry. We have made significant strides forward over the past four decades; and the industry is now completely unrecognisable to when we first opened our doors. From humble beginnings, we've become one of Scotland's leading lettings agents.

  • http://www.fineholm.co.uk/blog/is-your-agent-regulated/

     The short answer is that in Scotland there is no compulsory regulation for letting agents. However there are some things to be able to check to make sure that you are in safe hands.

  • http://www.fineholm.co.uk/blog/top-5-tips-for-tenants-this-summer/

     

      With the (hopefully) warmer and longer summer months fast approaching here are Fineholm’s top 5 tenant maintenance tips.

  • http://www.fineholm.co.uk/blog/are-rents-going-up/

    Whats the truth about rents and are they really on the rise in Glasgow? We look at rents in Glasgow and the surrounding areas and explain whats going on in practise. And also look at whether its a good idea to try for a rent increase in a tenanted property.

  • http://www.fineholm.co.uk/blog/the-real-story-about-renting-your-property-over-the-games/

    Read the real story about renting your property out over the Commonwealth period, the achievable rents and who is renting them.

  • http://www.fineholm.co.uk/blog/should-i-pay-tax-on-my-rental-income-/

    HMRC announced that they will be targeting landlords who should be paying tax on their rental income. This has been announced following their discovery that fewer than 500,000 landlord tax payers are registered with HMRC, when they believe it should be closer to 1.4 million. It is estimated that these landlords are responsible for over £550 million of tax revenue.

  • http://www.fineholm.co.uk/blog/average-rental-figures-and-the-spring-outlook/

    Most newspaper articles and press releases will lead you to believe that London is having its own little property boom, with the rest of the UK lagging behind. It would be fair to say that we are not at London levels but Scotland has seen rental increases in the last year and as we move through into Spring 2014, the outlook looks good - particularly in Edinburgh and the Lothians.

  • http://www.fineholm.co.uk/blog/landlord-faq/

     What is the notice period I have to give? When can I get my property back? Questions that are often asked at this time of year when landlords may think about selling.

  • http://www.fineholm.co.uk/blog/what-makes-a-good-buy-to-let-investment/

    If you are considering dipping your toe in the wonderful and for some, slightly scary world of buy to let in the Glasgow area I thought a few 'would be' investors may be interested to hear a letting agent's perspective on why some rental investments work well and others are like a proverbial noose round the landlord's neck!

  • http://www.fineholm.co.uk/blog/acquiring-a-new-letting-portfolio-what-happens-in-practise/

     We recently acquired a new lettings book or portfolio, it's our 4th one so far, how has it been for us, and more importantly our clients?

  • http://www.fineholm.co.uk/blog/capital-takes-lead-as-house-sales-across-country-rise/

    12/03/14
    click to read     March 2014
    The Hearld Scotland


    NEW figures show that Edinburgh has overtaken Glasgow as the hottest property market north of the border with more homes changing hands in the capital than in Scotland's largest city last year.

    Official statistics show that during 2013 there were 9412 residential house sales in Edinburgh, an increase of 24%, compared to 8919 in Glasgow.
     

  • http://www.fineholm.co.uk/blog/lauras-week-so-far-in-fineholm--/

    Who: Laura Beard

    Role: Active Director

    Based: Glasgow most of the time..
     

  • http://www.fineholm.co.uk/blog/fineholms-top-10-tips-for-an-easy-agreement-on-full-deposit-return/
  • http://www.fineholm.co.uk/blog/thinking-of-renting-out-your-property-over-the-commonwealth-games/

    If you are considering letting out a property as a holiday let over the upcoming exciting events happening in Scotland then there are some specific legal requirements which will apply and in addition you need to consider whether your property is suitable for someone visiting for a very short period.  This post will offer some information on the practicalities.

  • http://www.fineholm.co.uk/blog/scottish-housing-market-conditions-strengthen/

    Scottish housing market conditions 'strengthen'
    27/01/14
    click to read     www.bbc.co.uk/news
    27 January 2014


    Latest figures from Solicitor Property Centres Scotland show a 36% rise on house sales in the final quarter of 2013 compared with the previous year

  • http://www.fineholm.co.uk/blog/my-week-so-far-in-fineholm/

     
    We thought it would be interesting to ask a different member of staff to write a short blog about their week in Fineholm so anyone interested would get an idea as to what happens in the property industry on a daily basis! Seeing as its my idea I will start of preceedings!

  • http://www.fineholm.co.uk/blog/top-10-tips-for-packing-up-your-home/

    Many of us when selling or renting our home leave the packing to the last minute!  However, packing at an early stage can make your house more desirable for buyers and renters and certainly can help reduce stress levels.

  • http://www.fineholm.co.uk/blog/glasgow-market-update-jan14/

     The rental market in Glasgow has been extremely buoyant in 2013. We have seen rents increasing slightly in most areas throughout the city, with rents in the city centre and within ¼ mile rising proportionately more.

  • http://www.fineholm.co.uk/blog/edinburgh-market-update-jan14/

     The market in Edinburgh over the last year has been fairly buoyant, with stronger growth in the last 2 quarters. The biggest growth in rental incomes have come from the smaller type properties, 1 and 2 bedroom flats; each of these categories seeing an increase of around 3% in monthly rents.

  • http://www.fineholm.co.uk/blog/no-sign-of-house-price-bubble-in-west-scotland/

     

    House prices in Glasgow and the west of Scotland rose by ?2,000 in the last three months of 2013, research from the Glasgow Solicitors Property Centre has revealed.
     

  • http://www.fineholm.co.uk/blog/burglars-busiest-weeks/

    Although this is a time for festive cheer and merriment, burglars are on the lookout and may spoil your fun!

  • http://www.fineholm.co.uk/blog/edinburgh-market-update-nov13/

     The rental market has recorded growth throughout 2013 and over the busy summer period demand has been huge, with the average time to let a property in Fineholm (Edinburgh) sitting at a mere 5 days.

  • http://www.fineholm.co.uk/blog/glasgow-market-update-nov13/

     The lettings market in Glasgow over the past 2 months has been unusually busy for this time of the year. Traditionally, we see demand dipping significantly as we move into October however this year we have seen demand for most rental properties staying high well into November.

  • http://www.fineholm.co.uk/blog/get-ready-for-winter/

    Landlords get ready for Winter! Follow these simple steps to help protect your home over the winter months!

  • http://www.fineholm.co.uk/blog/we-need-more-properties/

    The lettings market has been  extremely  busy this year especially over the summer months!  Over the last couple of years the market begins to slow in October but this year the demand has carried on.

  • http://www.fineholm.co.uk/blog/our-services/

    Find out more about our range of services for landlords.

  • http://www.fineholm.co.uk/blog/rbyes/

    Royal Bank of Scotland are the only lender in Scotland offering a 95% mortgage backed by the government.

  • http://www.fineholm.co.uk/blog/home-owners-can-now-move-with-as-little-as-a-5-deposit/

    From 7th October it will be easier for existing home owners and first-time buyers to move to a resale or new build property with as little as a 5% deposit as part of the new ‘Mortgage Guarantee’ Help to Buy scheme

  • http://www.fineholm.co.uk/blog/glasgow-market-update/

    The West coast lettings market has experienced a real uplift over the summer with demand for 1, 2 and 3 beds within a mile of the city centre outstripping supply. This does follow the usual trend however it would be true to say it has been busier than ever, particularly August and September.

  • http://www.fineholm.co.uk/blog/Edinburgh-Market-Update/

    The East coast lettings market has experienced a real uplift over the summer with demand for 1, 2 and 3 beds within a mile of the city centre outstripping supply. The Edinburgh market remains very busy throughout the year however it would be true to say it has been busier than ever, particularly July and August.

  • http://www.fineholm.co.uk/blog/accidential-landlords--slow-exit-from-the-private-rental-market/

     

    The number of reluctant landlords in the private rented sector (PRS) is falling, according to research from the Association of Residential Letting Agents (ARLA).

  • http://www.fineholm.co.uk/blog/furniture/

    Quality furniture better investment in the long run?

  • http://www.fineholm.co.uk/blog/tenants-newsletter/

    Here's our latest newsletter for our tenants - its got some really useful tips in it - have a read!

  • http://www.fineholm.co.uk/blog/scotland-v-belgium/

    Scotland V Belgium - 2014 World Cup Group A Qualifer

     

  • http://www.fineholm.co.uk/blog/landlords-insurance-a-must/

     Question: " As a landlord, do I need specific landlord insurance?

    Answer:  Yes, yes and yes!

  • http://www.fineholm.co.uk/blog/help-to-buy/

    The Scottish Government’s Help to Buy scheme will only apply to properties worth up to £400,000 compared with £600,000 in England, say housing industry leaders

  • http://www.fineholm.co.uk/blog/tenant-of-the-month-competition-winner/

    We are delighted to announce our first ever winner of the tenant of the month competition.

  • http://www.fineholm.co.uk/blog/tds-reminder/

    August is a one of the busiest months’ of the year for all. There are large numbers of tenants both moving out and in of properties. With the change in the deposit legislation over a year ago, many tenants are now at the “practical” side of trying to get their deposits back.

  • http://www.fineholm.co.uk/blog/glasgow-commonwealth-games-2014/

     The countdown is on tickets now available visit www.glasgow2014.com to apply!

  • http://www.fineholm.co.uk/blog/how-to-buy-your-first-home-in-less-than-three-years/

    How to buy your first home in less than three years

  • http://www.fineholm.co.uk/blog/house-/

    BBC have a great story - House prices rise 3.9% in a year, says Nationwide

  • http://www.fineholm.co.uk/blog/new-marketing-video/

    We have been looking at some new marketing tools to promote our properties in the best possible way, here's our latest addition...

  • http://www.fineholm.co.uk/blog/caring-for-your-property/

    Caring for Your Property This Summer

  • http://www.fineholm.co.uk/blog/summer-sales/
  • http://www.fineholm.co.uk/blog/summer-sale/

    The high streets are full of Summer Sales and we too are offering a sale on certain properties.

  • http://www.fineholm.co.uk/blog/ExpandingFamilies/

    With the arrival of the Royal Baby we are aware that there are a number of families out there requiring larger accommodation and a number of first time buyers looking to get on  the property ladder.

  • http://www.fineholm.co.uk/blog/getting-your-deposit-back-an-idiots-guide/

    So you have decided its time to move on and you want to move out your current place and find somewhere new? We've all heard the usual horror stories about not getting back your deposit and hopefully the new legislation regarding deposits being held in custodial schemes will reduce the chances of your deposit being withheld but in case you are concerned, here is our idiots guide to ensuring quick and full deposit return...

     

  • http://www.fineholm.co.uk/blog/the-heat-is-on/

    The temperature is certainly rising in our office like the rest of Britain but this warm weather is having a positive effect and we are seeing a record breaking week.

  • http://www.fineholm.co.uk/blog/new-app/

    Are you one of the growing number of prospective tenants who are looking property on the move? If so download our new app...

  • http://www.fineholm.co.uk/blog/updates-for-our-landlords/

    Some summer updates re regulation and news for our landlords

  • http://www.fineholm.co.uk/blog/green-deal-schemes-for-landlords/

     A brief  synopsis of the Greendeal for landlords in the private rented sector in Scotland...

     

  • http://www.fineholm.co.uk/blog/current-vacancies/

    Looking for a job?

  • http://www.fineholm.co.uk/blog/fineholm-takes-over-management-of-jvr-managed-properties/

    Fineholm takes over management of  JVR managed properties

  • http://www.fineholm.co.uk/blog/lets-talk-sales/

    Let's Talk Sales........

  • http://www.fineholm.co.uk/blog/red-nose-day-bake-sale/

    Comic Relief Bake Sale.

  • http://www.fineholm.co.uk/blog/2-in-5-second-steppers-need-more-space/

    2 in 5 " Second steppers" need more space

  • http://www.fineholm.co.uk/blog/tenantfee/
  • http://www.fineholm.co.uk/blog/record-number-of-lease-signings/
  • http://www.fineholm.co.uk/blog/a-class-customer-service/
  • http://www.fineholm.co.uk/blog/new-website-launched/

     We are delighted to announce that our new site is now live! So What's new??

022 Properties rented this month
011 New Properties Available this month